A. Fire Insurance and Special Perils

This insurance covers the risks of fire or lightning for buildings, factories, warehouses, shops and contents of cargo, house and its contents of furniture and personal effects. And extends coverage to also include additional covers  such, Riot, Strike, Civil Commotion, Malicious Damage, explosion (except explosion boilers), and Aircraft Impact, Earthquakes, Storms, Tempest, Floods, Bursting or Overflowing of Water Tanks, Impact  vehicles not belonging to the insured and Burglary  following the violence.

B. Comprehensive Household Insurance

This insurance covers houses comprehensive coverage of the property, jewelry, civil liability, personal accident, rent and other damages as well as fire risk and additional perils.